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The term ‘Insurance’ refers to a contract between two parties, one known as insured and the other insurer, whereby the insurer in exchange of a fixed amount of money agrees to compensate the insured against risks of loss or damage caused by happening of certain events. The document containing the contract is known as ‘Insurance Policy’. The person whose risk is insured is called ‘Insured’ or ‘Assured’ and the person or the company which insures is known as ‘Insurer’,or ‘Assurer’. The consideration in return for which the insurer agrees to compensate the insured is known as ‘Premium’.
Thus, insurance can be defined as ‘a contract between the insurer and insured whereby the insurer undertakes to pay the insured a fixed amount, in exchange for a fixed sum of money (premium), on the happening of a certain event (like attaining a certain age or on death), or pay the amount of actual loss when it takes place due to the risk insured.
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Global Teachers Academy formally name as UGC NET D is an India’s Premier Institute in Delhi for UGC (JRF-NET-SLET) & Other University Entrance Examination. Established in 1978, was conceived with vision for quality education by eminent who are for long committed to excellence in education.
GLOBAL TEACHERS ACADEMY
49-B, Arjun Nagar Safdarjung Enclave, New Delhi
Near Green Park Metro Station
Ph 078-380-243-65 078-380-239-56
www.ugcnetd.com
http://www.gtah.net/
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